Having adequate general insurance cover is one of the most fundamental parts of being in business. It provides invaluable protection against a range of unforeseeable events, reducing financial uncertainty and protecting your livelihood and that of your workforce.
We understand your business can be faced with increasing financial pressure. We therefore offer a solution to relieve the stress of an annual bulk payment by working closely with our Premium Funding partners to stagger your annual premium costs over easy to manage monthly instalments.
24/7 Emergency Claims Response Line –
We provide access to a 24/7 Emergency Claims Response team who will be on site for you to provide emergency assistance when you need them most. You can call them on 1300 831 094.
What we Offer
We provide expert general insurance advice across a wide range of industries. With over 20 years combined experience we remove the stress of one of your most important business decisions and deliver a comprehensive solution tailored made for your business.
James and McLair Insurance Services was founded with a unified vision to provide a market leading, personalised insurance service. With over two decades of combined experience over numerous sectors within the insurance industry, we have a vast range of insurance knowledge to deliver expert advice on the most suitable and comprehensive protection at the most competitive rates in the market.
About Us →
Frequently Asked Questions
Can I pay in monthly instalments?
Yes. We work closely with our premium funding partners to provide simple funding solutions for you.
What should I do in an emergency claim situation?
Call our free 24/7 Emergency Claims Response Line (1300 831 094) and we will be with you every step of the way, from offering advice to providing emergency temporary repairs.
Can I include my personal insurance?
Yes. Including your personal insurance in with your business insurance enables us to offer a greater overall rate and coverage.
Here’s just a few of the products available to help protect your business
Liability Insurance –
Despite a business’ best intentions sometimes accidents still happen. Public and Product Liability Insurance protects against claims of personal injury and or third party property damage caused as a result of your negligence, either specifically by products that have been manufactured, sold or supplied by you or for any other negligent acts giving rise to a claim during the day to day running of your business.
Motor / Commercial / Heavy Motor –
One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.
Cyber Insurance –
As digital technology has become more inseparable from the operations of most businesses, the need for cyber insurance protection is becoming increasingly important. As with any insurance, there are many different types and levels of cyber cover available. We’ll work with you to identify the best way to manage the risks related to a data breach in your business and mitigate the potentially crippling costs that could result from such a breach.
Professional Indemnity –
You always endeavour to provide the very best services and advice you can. Regardless, the threat of claims and litigation is very real in 21st Century Australian business and can potentially bankrupt a business. This is why if your business provides any kind of professional services and/or advice you should strongly consider having professional indemnity insurance.
We have over 20 years experience providing expert end to end insurance advice in all areas from underwriting risk to claims management.
Combining our experience with innovation allows us to take a fresh view on an existing insurance program. We are always looking for an improved solution for your business.
We created our company with a unified vision to provide the best service in the market, helping protect your business as if it were our own.
Request a Call Back
For expert advice, whether you are looking for guidance on a new business venture or would like assistance with your current program, simply submit your details and we’ll be in touch to discuss with you very shortly. Alternatively you can e-mail us or call us direct.